Home Loan Rates decreased this last week from last week:
| Mortgage Term | Points* | Current Rate | Prior Rate |
| 30-Year Fixed | .7 | 5.03 | 5.15 |
| 15-Year Fixed | .7 | 4.64 | 4.68 |
| 5-Year ARM | .6 | 4.99 | 5.06 |
| 1-Year ARM | .5 | 4.80 | 4.86 |
* Loan fees are referred to as points. This chart represents the average national points charged according to Freddie Mac. For example, if you are paying .7 points on a $100,000 loan your fees will be $700.
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