Home Loan rates decreased this last week from last week:

Mortgage Term Points* Current Rate Prior Rate
30-Year Fixed
15-Year Fixed
5-Year ARM
1-Year ARM		 .7
.7
.6
.5		 4.78
4.48
4.80
4.77		 4.80
4.48
4.85
4.82

*Loan fees are referred to as points. This chart represents the average national points charged according to Freddie Mac. For example, if you are paying .7 points on a $100,000 loan your fees will be $700.