Home Loan Rates increased this last week from last week:

Mortgage Term Points* Current Rate Prior Rate
30-Year Fixed .7 5.15 5.07
15-Year Fixed .7 4.68 4.72
5-Year ARM .6 5.06 5.08
1-Year ARM .5 4.86 4.81



* Loan fees are referred to as points. This chart represents the average national points charged according to Freddie Mac. For example, if you are paying .7 points on a $100,000 loan your fees will be $700.