| Mortgage Term | Points* | Current Rate | Prior Rate |
| 30-Year Fixed 15-Year Fixed 5-Year ARM 1-Year ARM |
.7 .7 .6 .6 |
5.59 5.06 5.17 5.04 |
5.29 4.79 4.85 4.81 |
* Loan fees are referred to as points. This chart represents the average national points charged according to Freddie Mac. For example, if you are paying .7 points on a $100,000 loan your fees will be $700.
It is realy hard to find a good home loan. I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the good work. Look forward to reading more from you in the future. Thanks!