Mortgage Term Points* Current Rate Prior Rate
30-Year Fixed
15-Year Fixed
5-Year ARM
1-Year ARM		 .6
.6
.6
.5		 5.22
4.63
4.74
4.78		 5.29
4.69
4.75
4.80

* Loan fees are referred to as points. This chart represents the average national points charged according to Freddie Mac. For example, if you are paying .6 points on a $100,000 loan your fees will be $600.